Legal Disclosures & Disclaimers

Business relationships | Limitation of Liability | Intellectual Property | About us | Governing law

This Web site is not, and is not intended to be, an offer to sell any security or the solicitation of an offer to purchase any security. Securities may only be offered in a manner that meets the requirements of the applicable laws of your jurisdiction. This Web site, and the information contained on this Web site, are provided "AS IS, WHERE IS AND AS AVAILABLE" and for informational purposes only. Although reasonable care has been exercised to provide accurate information, there is no assurance that this information is free from error. The Offering Circulars and other information with regard to securities issued by any EMAC entity contained on this Web site speak only as at the date of their publication. None of this information has been updated and we have no obligation to update this information. All information provided herein is unaudited. This Web site may contain statements that constitute forward-looking statements within the meaning of the United States Private Securities Litigation Reform Act of 1995. Such statements may appear in a number of places in this Web site, including with respect to assumptions on prepayments and certain other characteristics of the mortgage loans described in the Offering Circulars contained in this Web site, and reflect significant assumptions and subjective assumptions that may or may not prove to be correct. Such statements may be identified by reference to a future period or periods and the use of forward-looking terminology such as “may”, “will”, “could”, “believes”, “expects”, “anticipates”, “continues”, “intends”, “plans”, or similar terms. Consequently, future results may differ from the relevant expectations due to a variety of factors, including (but not limited to) the economic environment and regulatory changes in the residential mortgage industry in the Netherlands. Moreover, prices of securities may fluctuate and past financial performance information with regard to any security is no indication of its future performance.

This Web site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this Web site may contain technical inaccuracies or typographical errors.

Information may be changed or updated without notice. We may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice.

We do not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to us will be deemed NOT to be confidential. By sending us any information or material, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that we are free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless:

  • we obtain your permission to use your name; or
  • we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or
  • we are required to do so by law.

Business relationships
We make no representations whatsoever about any other web site which you may access through this one.

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Limitation of Liability
WE DO NOT ACCEPT ANY RESPONSIBILITY OR FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, (INCLUDING ANY DELAY OR INACCURACY IN THE TRANSMISSIONS OF INFORMATION OR NON-PERFORMANCE OF THE WEB SITE OR SERVICES ARISING FROM THIS WEBSITE), OR ANY HYPER-LINK ON THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

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Intellectual Property
This Website and all trademarks, logos, designs, copyrights, databases and other information contained therein are protected by intellectual property rights and other rights. We hereby authorize you to use this information to the extent that this is necessary and permitted for your efficient use of the Website. No other use of the information is authorized. We do not grant you any licensed right or assignment or transfer, whether express or implied, to any of the intellectual property, including but not limited to patents, trademarks and copyrights, contained in the Website. In consideration of this authorization, you agree not to copy, reproduce, alter, modify, create derivative works, or publicly display, or otherwise make available any content (except to the extent necessary for efficient use of the Website and the services contained therein) from our Website without the prior expressed written permission from us or the appropriate third party.

You are not authorized to visit or make available (parts of) the Website by automated means e.g. using "crawlers" or "autobots" in order to systematically retrieve information or to functionally link the content of the Website to another Website, to expropriate or extract ("scrape") information from the Website, to use the Website in any way which damages or interferes with its proper functioning, or to offer hyperlinks to the Website if these are not to www.emacinvestors.com or is set up in such a way that it will cause an Internet user to view our Website within a frame of another Website.

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About us:
CMIS Nederland B.V. and CMIS Investments B.V. are limited liability companies, incorporated under the laws of the Netherlands, having its registered office at the following address:


Kingsfordweg 43-117
1043 GP Amsterdam
The Netherlands

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Governing law
YOUR USE OF THIS WEBSITE SHALL (TO THE MAXIMUM EXTENT PERMISSABLE BY LAW) BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAW OF THE NETHERLANDS AND BY USING THE WEBSITE YOU SUBMIT TO THE EXCLUSIVE JURISDICTION OF THE COMPETENT COURTS OF THE NETHERLANDS.

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